Is a Living Trust Right For You?


Learn more by listening to a 9 Minute, Toll-Free, Telephone Living Trust Presentation 

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Heritage Living Trust, Financial Consultants - No License Required, Scotts Valley, CA

What People Are Saying About Heritage Trust

"I have a close personal friend, who is now 90 years old. She had a trust from Heritage Living Trust created about 3 years ago and since that time has been diagnosed with dementia. A week ago, after checking herself out of the hospital, the public guardian filed for conservatorship, asking the probate court to appoint them, the public guardian, as her new caregiver/conservator. My friend has no family left, but due to her Trust which was created while she was of sound mind, declared her wishes as to who she wanted to serve as her conservator if the time ever came to when she would need to be conserved. Normally, a non-relative conservatorship would be fairly difficult to implement, but in this case, the named individual in her estate plan came to the court and told the court that they desire to serve as my friend's conservator and will accept that responsibility. This morning, the probate attorney and the public guardian agreed that the named individual in the estate plan created by Heritage has precedence, and that the trust was sufficient to place that individual as her conservator.

If it were not for her Heritage trust, she would be another case added to the already overloaded government workers conservatorship pile. Instead, an individual who she loves, and who loves her, is now fulfilling my friend's final wishes and providing for her the end of life care that she deserves after having worked hard for the past 90 years."       

R. Jones...California 


"Thank you Heritage Staff and Associates for providing the type of customer service a consumer only dreams of. I am so impressed with the accurate and timely response to my many questions and how everything is explained in terms I can understand. Most impressive is the ability to make changes to our trust at any time without an extra charge. I am confident that Heritage Trust has given me the security my family needs for the future."
 Z. Gibbs...Colorado

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"In 2003 when I was looking for someone to do my Living Trust, I found . I met with the staff at their office and we started the process. The service was and is above and beyond my expectations. In 2007, after marrying again, my husband and I had them set up a new A-B Trust, which we have amended several times since then, at no extra cost. We have been completely satisfied and send them Kudos for all their patience, hard work and professionalism." 
Chris and George S., Pacific Grove, California

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    Conservatorship...Why It Is So Important

    There is an issue lurking in our futures that can profoundly effect each one of us. It’s called Conservatorship. Conservatorship happens when we are no longer able to care for or make responsible decisions for ourselves. This could be due to a serious accident or illness that effects our reasoning powers...or it might be caused by Dementia or Alzheimer’s Disease causing us to depend on another person for our care. In other words, we are no longer legally competent to be responsible for ourselves. 


    The process of Conservatorship is a legal one that must be decided by a Conservatorship Court. A judge reviews your case and considers all the petitions for your care and makes a decision on who will take care of you and be in charge, in most cases, of your money. This is the process even if you are married. Your spouse does not necessarily get automatic conservatorship. In fact, anyone can petition the court to be your “Conservator of the person”. 


    When this decision has not been made by you in advance by nominating who you want to be your Conservator, it is left up to the court to make that decision. All things are considered and even if your spouse does get custody of your care they still have to make financial accountings to the court on how your spouse spent money for your care and they are accountable to the court until you die. 


    This decision should not be put off. In making the decision regarding your Conservator you should consider carefully who you believe will attend to your care with the greatest love and consideration for your comfort...they are, after all, in charge of you. They will decide if you go into a residence or assisted care facility or stay at home. They will decide and be responsible for facilitating your medical care. They will, in most cases, be in charge of your money and how it is spent for your care. 


    Life presents situations that don’t necessarily bode well for you if they are not considered carefully in advance. Remember that people, dare I say, family members, become very concerned about how much of your money they will get when you die. Sorry folks, I see it every day and it often happens in the happiest of families. Situations where there are previous spouses and perhaps children by those previous marriages, family abuse of the elderly, discord with the present spouse, disagreements and bitterness between children and children of former spouses...all these can come into play in a profound way and at a time when you are powerless to do anything about it unless you have planned in advance. 


    Fortunately there is something you can do. Preparing a Living Trust and nominating a Conservator for yourself in advance of the need for one can solve the entire problem. Pick the most loving person you know who would be willing to serve in that capacity. In most cases it is a loving spouse. In many cases it is a grown child or children. Mine is my three daughters whom I adore...after my wonderful wife is unable to serve. 


    If you have not attended to this important matter I urge you to take action for your sake and for the sake of your family. Contact Heritage at 888-437-8778.  You can read more on this subject by going to the Conservatorhip section of the Heritage website at





    Until Next Time...

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